Identity

Reduce fraud by confirming user identities.

Verifrica's identity product verifies users' identities by accessing data from their financial institutions to prevent fraud. This data is double-checked with a reliable source to ensure the accuracy of the information provided.

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Product Features

Using bank data to verify user identities.
Access user data such as names, phone numbers, addresses, and emails for individual, business, and joint accounts. These data can be used to supplement verification processes to ensure they are correct.
Open Banking/PSD2 Integrations
Verifrica payment platform helps you meet open banking and PSD2 requirements, including secure access to accounts, strong customer authentication, and consent management to improve customer authentication processes.

How it works

Identity data straight from the source

The /identity/get endpoint helps you to access account holder information such as names, emails, phone numbers, and addresses directly from the financial institution's database.

View Api docs

http code 200
{
 "accounts": [{Object}],
 "transactions": [{
    "account_id": "vokyE5Rn6vHKqDLRXEn5fne7LwbKPLIXGK98d",
    "amount": 2307.21,
    "iso_currency_code": "GBP",
    "unofficial_currency_code": null,
    "category": [
      "Shops",
      "Computers and Electronics"
    ],
    "category_id": "19013000",
    "date": "2017-01-03",
    "authorized_date": "2017-01-27",
    "location": {
     "address": "null",
     "city": "null",
     "region": "null",
     "postal_code": "null",
     "country": "null",
     "lat": null,
     "lon": null,
     "store_number": "1235"
    },
    "name": "Apple Store",
    "payment_meta": Object,
    "payment_channel": "in store",
    "pending": false,
    "pending_transaction_id": null,
    "account_owner": null,
    "transaction_id": "lPNjeW1nR6CDn5okmGQ6hEpMo4lLNoSrzqDje",
    "transaction_code": null,
    "transaction_type": "place"
   }, {
    "account_id": "XA96y1wW3xS7wKyEdbRzFkpZov6x1ohxMXwep",
    "amount": 78.5,
    "iso_currency_code": "GBP",
    "unofficial_currency_code": null,
    "category": [
      "Food and Drink",
      "Restaurants"
    ],
    "category_id": "13005000",
    "date": "2017-01-29",
    "authorized_date": "2017-01-28",
    "location": {
      "address": "null",
      "city": "null",
      "region": "null",
      "postal_code": "null",
      "country": "null",
      "lat": null,
      "lon": null,
      "store_number": "null"
    },
    "name": "Pret A Manger",
    "payment_meta": Object,
    "payment_channel": "in store",
    "pending": false,
    "pending_transaction_id": null,
    "account_owner": null,
    "transaction_id": "4WPD9vV5A1cogJwyQ5kVFB3vPEmpXPS3qvjXQ",
    "transaction_code": null,
    "transaction_type": "place"
  }],
  "item": {Object},
  "total_transactions": Number,
  "request_id": "45QSn"
}